Reducing Your Total Cost of Risk

Our risk financing services are based on the following fundamental beliefs:

We believe:

IN IDENTIFYING THE BEST METHODS to manage potential financial loss including self-insured designs, integrated programs, and fully-insured programs.

IN CLIENT DIRECTED MARKETING OF THE RISK MANAGEMENT PROGRAM to insurers and reinsurers.

IN MONITORING results of the insurance program in order to maintain cutting edge risk finance techniques.

Core Risk Financing Services

• Policy and Coverage Review
  Evaluating coverage, terms and conditions of existing insurance policies to identify policy strengths and weaknesses, and making recommendations for program enhancements
• Actuarial Interpretation
  Analyzing historical claims, actuarial reports, deductibles and retentions to identify and interpret appropriate risk retention levels based on risk tolerance thresholds
• Self-Insurance Analysis
  Evaluating the feasibility of self-insurance as an alternative to traditional first dollar insurance utilizing a cost-benefit analysis to evaluate costs, exposures and historical loss patterns
• Broker Assessment and Management
  Reviewing current brokers and services, including analysis of advantages of fee versus commission for service, and the cost-benefits of brokerage services versus in-house client services

Contact us today to learn more about our Risk Financing services »